Paramjit s. Girn – Mortgage Delivery Guy Mississauga

Message From Author

Paramjit S. Girn

Welcome! Besides preparing quality content, we help Mississauga, Brampton, Toronto and GTA residents leverage their time and banks money efficiently to make them mortgage free quicker. Having said that, allow me to invite you to meet our licensed mortgage broker expert for an eye opening, no obligation session. Everyone who attends it, loves it. We are almost certain you will too. Don’t forget to down load your mortgage calculator app before you leave today.

Mortgage Agent Broker-Delivering Customized Mortgage Solutions Quickly!

Looking for a mortgage agent broker that stands out from the crowd? Everything about the Mortgage Delivery Guy is different than what you are used to from typical mortgage planner.

Just like his daily cold showers in the morning and his occasional dip in the cold Ontario Lake,the Mortgage Delivery Guy takes a unique approach to life and the mortgage industry!

My Unique Story

Have you made the climb up the CN Tower yet? Well, the Mortgage Delivery Guy has, and in an astounding 17 minutes! Not to mention Russian sauna ritual, ice cold water dips in winter and being an avid lover of running and biking, and I would say that I am unique in more ways than just the mortgage solutions I offer to home owners!

When it comes to getting into the mortgage industry and becoming a mortgage agent,the Mortgage Delivery Guy took the path less traveled. Emanating from an academic and professional background in healthcare, I spent 10 years managing and monitoring clinical trials in both Canada and the United States.

It wasn’t until 5 years ago when I was exposed to a number of real estate paradoxes that this normal working class guy began to transform. These paradoxes were eye opening and forced me to think about the factors that impact real estate instead of blindly going out and buying houses to renovate and make money.

With this newly formed perception of the real estate market, I discovered a way where people could benefit from Canadian real estate. I created a niche in the market and began helping families and individuals with non-mortgage related solutions to own/ save their home.

I successfully introduced a proprietary method of lease options and joint Venture partnerships in Auckland, New Zealand in 2008. I continued helping Canadians here with lease options and helped creating joint ventures.This spawned a jump into the mortgage arena and where I got my FSCO license in 2010 and started helping first time home buyers and real estate investors with their mortgage needs. All my past skills have equipped me with a non-mortgage related arsenal which allows me to be different in the mortgage industry. I am not your typical mortgage agent. The proprietary solutions I use help my clients acquire their homes even when Canadian banks reject their mortgages. Feel free to call 1-800-808-1613to discuss over a coffee or if you like, join me for an invigorating winter dip in the cold lake. All I can tell you is, it will be an experience you will never forget!

Why you should choose me as your Mortgage agent broker for your mortgage planning?

  1. Empower yourself with choice.With my proprietary method you will have the ability to reject lenders whose products do not fulfill your requirements.
  2. Use proprietary method to lower the chance of getting declined. Award your mortgage business to qualified lenders one at a time, rather than sending your file to multiple lenders and hoping for the best.
  3. Leverage strategies to pay off mortgage quicker. I have developed and mastered strategies which allow you to become mortgage free quicker and keep your total interest paid lower.
  4. Expert in Investor mortgages Proficient in investor mortgages for those who want to acquire more than 2 single family residential properties.
  5. A Specialist with Business for Self (BFS) Mortgages I have mortgage products specifically designed for the self-employed, those on commission, and freelancers.

Your 5 benefits of renewing your mortgage with me, besides getting the best possible interest rate

  • Refinance + Improvement mortgages.I can help you refinance your home plus any renovations that would increase the value of the property.
  • Expert on CMHC’s MLI incentives for Home owners. Get up to 10% of CMHC premium back if your house meets NRCan’s standards.
  • Increase your cash flow.Keep more money in your pocket by paying off your high interest credit cards. Credit repair/maintenance. A unique and effective approach to consolidate debts which positively impact your credit.
  • Pre-position for your future financing needs.Pre-position for future purchases like your next rental property, a new vehicle or indeed a family vacation

Mortgage Agent broker Experience and Credentials (The boring Stuff)

  • 5+ years of experience in executing a proprietary process to help individuals and families acquire real estate.
  • 5+ years of pre-positioning real estate investors to acquire multiple properties.
  • 5+ years of evaluating rental properties based on market fundamentals instead of speculation.
  • 5+ years of creating successful strategic partnerships with investors to acquire real estate that generates positive cash flow.
  • Sound knowledge of the Canadian Credit System
  • Expert on Syndicate Mortgages as an investment vehicle
  • An expert in RE Investors (Portfolio financing) and Owner Occupied Mortgages