Paramjit s. Girn – Mortgage Delivery Guy Mississauga

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Paramjit S. Girn

Welcome! Besides preparing quality content, we help Mississauga, Brampton and GTA residents leverage their time and banks money efficiently to make them mortgage free quicker. Having said that, allow me to invite you to meet our licensed mortgage broker expert for an eye opening, no obligation session. Everyone who attends it, loves it. We are almost certain you will too. Don’t forget to down load your mortgage calculator app before you leave today.

How To Choose Your Mortgage Lender?


How do people typically choose their mortgage lenders?

  • It could be through family, like an uncle or aunt;
  • It could be through their first or current bank that they're loyal to,
  • It could even be because they simply like the banks' brand colours!

Mortgage Amortization


Let us break amortization down in my blog post below! Remember, knowledge is key when it comes to anything in real estate and mortgage industry. Don't forget to read my insider information at the bottom of this post!

Vendor Take Back


Run with me for a second. Let's say you have a friend, Richard, who is facing a difficult home-buying choice; walking away from a house he wanted to purchase in Mississauga, because he was not able to get a home mortgage

Real Estate Lawyers


Let us start with real estate lawyers’ role in a Transaction. To put it simply, the lawyers’ role is to complete your real estate Transaction within the legal parameters of that jurisdiction. Essentially, they should not be advising if the deal is bad or good.

Recourse vs Non-Recourse Loans


Let's say you moved to a mining town out west and purchased a house for $1755,000 with 5% down payment, but still owe $150,000 on your Mortgage. Forward a bit, the town is now dead and a realtor says you can get $75,000..

Real Home Mortgage Rates


Whether you like it or not, your effective home mortgage rate will be higher than what is advertised as your mortgage interest rate. To simplify the concept of interest rates, keep in mind that your effective...

Mortgage Refinancing


What is refinancing? In short, Mortgage Refinancing is the process of replacing your existing mortgage with a new mortgage, generally with different terms than the original mortgage. This is often beneficial!


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