Following are some of the most common asked questions asked by home buyers, Mortgage Refinancing and Real Estate Investors who inquire about our mortgage services.
It depends what you define as service. For the benefit of simplicity, I like to break service down into 2 different categories.
Using this two part definition for “service” it is highly unlikely that you will get the same service at your bank and here’s why…
No. My service is absolutely free. I get paid by the lender that we determine is best suites for your needs, so you get to enjoy the advantage of saving time and money with my service- for FREE!
If you refer back to the chart above you’ll notice that is certainly not true. Unless you or your spouse is a bank employee, or a bank share holder, I can’t think of one good reason why you wouldn’t want to take advantage of the significant time and money savings I provide.
Simply put- I GUARANTEE it in writing: “Apply for a Mortgage Through Me, and if I Can’t Find You the Absolute Best Rates And Terms, I’ll Personally Refer You to Someone Who Can!“
On occasion I’ve had to do exactly that – refer my client to someone else – because we found another lender that had the best product for my client’s needs. Even though I don’t get paid when that happens… I’m always amazed how richly rewarded I am for doing the right thing. Those rare occasions have brought me loads of referrals and a best of all… a clear conscience.
Some lenders do offer a higher level of compensation than others. But frankly, it is so insignificant that it doesn’t make one iota of difference to me or my lifestyle. Over the years I’ve learned that if I don’t do whatever it takes to help my client find the best mortgage possible, it costs me dearly in lost good will, lost referrals and lost repeat business. That’s why I’m committed to providing unbiased professional advice that is in your best interest. Your success is my success! Period.
T It’s always good to save money on those various closing costs. We all like saving money. Just make sure you ask the following questions to be sure you don’t get stung with thousands of dollars in unnecessary fees and interest...
If you can answer all of these questions to your satisfaction, it might be a good option for you. If not, I would suggest giving me a call to explore all of your options.