Banks Mortgage Business - How to Benefit When They Fight!
Banks Mortgage Business-Learn How They Fight for your Mortgage Business
There are NO one size fits all mortgage solution
There is no such thing as a mortgage or finance product that is ideal for all home owners. Every person has a unique situation that comes with a specific set of requirements and needs. And, the mortgage options that you are presented with must reflect your specific situation.
What people often forget about banks Mortgage Business?
Banks are a business. They do what every other business does, they make money. Therefore, they are no different than any other business in the sense that it is their goal to be a successful business.
All banks are in competition with each other for your mortgage business. They want you to bank with them and they want you to get your mortgage with them. Why do you think you see so many banking commercials? They are trying to sell you their standard mortgage products and the unfortunate truth is that they would rather mold you to fit one of their products than taking the time to create a custom solution that best fits your situation.
The 6 products below are unique and are offered by different banks. Mortgage Delivery guy has access to these unique products, as not all the banks offer them.
How banks vie for your mortgage business
Just like with any other product and service, banks use effective marketing techniques and language to draw in customers. They incant you with new terms, special offers, and seemingly innovative financial products. This is how banks create their niche in mortgage industry and that’s where I come in. Mortgage Delivery Guy has access to the products which are only offered by a select number of banks.
Here are some of the many options that you can leverage to solve your mortgage problem:
- Cash Back mortgages (aka No Down Mortgages ) where the bank pays your part of the down payment.
- Purchase plus Improvement and Refinance plus improvement – Banks pay for your renovations on a new purchase and refinance as long as the improvements increases value of your home.
- Secured Line of Credit instead of a mortgage
- Mortgage while on Maternity leave where you can use pre maternity Income during maternity leave to qualify for an mortgage
- New Immigrants are offered No Credit Mortgages
- And the list goes on and on
The Alternative: Let Mortgage Delivery Guy Clear up the Confusion
With all the marketing language and mortgage options that are thrown at you by banks, it quickly becomes very difficult for you to understand what option is ideal for you.
This is what makes Mortgage Delivery Guy unique. We have access to products and lenders which understand your needs and are willing to work with your unique situation. With our years of experience and understanding of mortgage options only after we understand your specific needs and requirements, we will help you determine the best mortgage product for you.
If you want unbiased mortgage options, then the Mortgage Delivery Guy is the person you need to speak with about the benefit of these mortgage products. We are not aligned with a specific bank or mortgage product. Therefore, our focus is solely on what is the best fit for your unique situation.