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Paramjit S. Girn

Welcome! Besides preparing quality content, we help Ontario residents leverage their time and banks money efficiently to make them mortgage free quicker. Having said that, allow me to invite you to meet our licensed mortgage expert for an eye opening, no obligation mortgage strategy session. Everyone who attends it, loves it. We are almost certain you will too.

Canadian Mortgage Services

Don’t Let Mortgage PMS of Canadian Banks get you down!

Delivering Customized Mortgage Solutions Quickly! “The majority of people spend more time researching and discussing vacation packages than the mortgages on their home.”

The definition of home mortgage will surprise you!

The word Mortgage is a fusion of two equally powerful Latin words. Mort and Gage

“Mort” means Dead
“Gage” means Pledge

In a literal sense mortgage means “Death Pledge” for both lender and borrower. If a borrower pays off the loan by the end of the term, the Pledge was dead. If loan is not paid off, then the borrower looses the property to the lender.

Now that you have had your history lesson and learned something new, let’s talk about Canadian mortgage services in 2012 & beyond. Despite the stigma that is attached to the word mortgage, both lenders and borrowers had benefited from them.

However, if mortgages are not approached with prudence, both the lender and borrower run the risk of losing in the short and long term.

Historically speaking, the major difference lies in the amount of the down payment. While the down payment rate will vary based on type of the mortgage product and your credit situation, 5% down is enough instead of 50% to own a home in Canada.

Canadian mortgage services have evolved greatly. Brand new risk mitigating strategies makes it seem difficult to get a mortgage approved. But this is not true. Upon looking deeper into mortgage services and how bank qualify borrowers.

Mortgage Delivery Guy discovered that banks have PMS

We don’t mean Post-Menopausal Syndrome. PMS in Canadian mortgage services means “Profile Matching System” i.e. if the borrowers profile matches with the lenders, Voila! The mortgage is approved. If it does not match the banks profile then the mortgage gets declined. The triad of a credit crunch, rock bottom interest rates and the introduction of PMS, makes it difficult for lenders to stay in the market. While they are hungry for your mortgage business, they are having a difficult time matching profiles. This has led to a situation where people either cannot get a mortgage or are forced to make a number of sacrifices to get a mortgage. This is not an ideal situation.

Income alone doesn’t cut it anymore! Banks are in the business of lending money, and not in property management. PMS is the key to successfully securing a first time home buyer mortgage, mortgage refinancing and rental property mortgages in Ontario and throughout Canada. You are encouraged to Call 1-800-808-1613 to discuss Mortgage PMS and how it impacts you when shopping for a Mortgage in Mississauga and surrounding areas in Ontario.

Lender with Mortgage Services got Mortgage PMS!

The good news is that one of the 3 key factors which make Mortgage Delivery Guy’s services unique is its proactive approach. We empower you to reject lenders whose products do not fulfill your specific requirements.

Get started today! The only way our mortgage expert can contact you is via telephone call and an e mail. Click here and send us your contact information and we would be happy to meet with you to discuss your best mortgage options.

If you are looking to buy a home or refinance your home for quick service and immediately speak to an mortgage expert simply Call 1-800-808-1613 now.

Don’t let Mortgage servicing Lenders PMS get you down!

Mortgage Delivery Guy - Your best financing option!