Welcome! Besides preparing quality content, we help Ontario residents leverage their time and banks money efficiently to make them mortgage free quicker. Having said that, allow me to invite you to meet our licensed mortgage expert for an eye opening, no obligation mortgage strategy session. Everyone who attends it, loves it. We are almost certain you will too.
Selections compiled will give you a good picture of where you stand and an estimation of your CID profile that will afford you a real advantage as a real estate investor. Your decisions in this journey will affect you for life, so make them informed and put your best foot forward!
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|Good||Good||At least 15% or more|
|Not Sure||Good||At least 15% or more|
|Good||Not Sure||At least 15% or more|
Choose the best possible scenario from the table above if you are looking to refinance your home mortgage.
A credit score of more than 680 is good but again, best you hire a mortgage planner to help iron out any inaccuracies that might be in your report. Following are guiding criteria in selecting options for the table below. Select “not sure” if any of the following situations apply to you:
If you have any questions about your credit score contact us ,we can help!
Your sufficient verifiable income is comprised of your gross income available for payment of all debts as per lender requirements. Income that qualifies cannot be income derived from probationary periods and must accompany proof of employment such as letters, recent pay stubs, and notice of assessments or TI Generals.
Keep in mind as well that income requirements differ from product to product. Don’t hesitate to contact us for more information!
On the table above, select “NOT SURE” if any of the following situations apply to you:
If you still have questions about your income status, give us a call!
On the table below, select “not sure” if any of the following situations apply to you:
On the table above, select “not sure” if any of the following situations apply to you:
If you have any questions that can help you determine your home equity status, give us a call!
Also known as a Home Equity Loan, a refinance mortgage on a home means adjusting the terms of your mortgage, by tapping into the home equity. Some home owners do this to leverage their homes equity to pay off for home repairs, medical bills or even a university education. Others simply want to pay off their consumer debts like credit cards, car loans, unsecured line of credits etc. Without smart planning, however, the advantage you once conceived of can turn into a nightmare! Be sure to know what you are getting in to, and how to leverage your strengths for maximum benefits where time and money is concerned.
A refinance mortgage is not something you want to gamble on so the need for vigilance is paramount. It’s also not something you want to do to finance your trip to Casino Niagara or the Woodbine Race Track! Mark my words, you will sorely regret it if you do.
There is more than one way to tap into your home equity so careful forethought and planning is important to choosing the right avenue for your needs. Here are three:
It’s helpful to know that even if a lender rejects your file, our non-mortgage solutions can still be a viable alternative with regard to your mortgage refinance needs. For information about refinance mortgage, or to discuss your mortgage situation, arrange a confidential Strategy Session today.
Still got questions or concerns about your mortgage and real estate needs? Why not discuss your mortgage refinancing scenario with an Ontario licensed mortgage expert and get customized solutions that works for you? Allow us to invite you to schedule your mortgage strategy session with one of our licensed experts. Those who attended finds it very informative and eye opening. We are almost certain you will like it. Simply click the link below and send us your availability and we will confirm your meeting time and date.